Contact Compliance Team
Use this secure form to contact us about the legal topic shown on this page. We respond to verified requests promptly.
Security & privacy: submissions are routed to EternaTrust’s compliance team. Do not include full SSNs or payment details in this form. For high-sensitivity requests, our team will provide a secure channel after verification.
Do Not Sell or Share My Personal Information
(California Consumer Privacy)
This page is provided in accordance with the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). These laws require businesses to inform California residents of their rights regarding personal information, including the right to opt out of the “sale” or “sharing” of personal data. EternaTrust Insurance Group LLC (“EternaTrust,” “we,” “our”) does not sell personal information, and we do not share personal information for cross-context behavioral advertising. However, we provide this page to comply with California regulations.
1Statement of Non-Selling of Personal Information
EternaTrust does NOT:
- Sell personal information
- Share personal information for behavioral advertising
- Exchange personal information for compensation
- Trade personal information with third parties for marketing purposes
We only share information with:
- Insurance carriers
- Service providers
- Compliance partners
- Technology vendors
- Regulatory agencies
All such sharing is strictly for operational and legal purposes.
2What is “Selling” or “Sharing” under California Law?
- “Selling” means providing personal information to a third party for monetary or other valuable consideration.
- “Sharing” refers to providing personal information for targeted advertising or cross-context behavioral advertising.
- EternaTrust does neither.
3Your Rights as a California Resident
- Request disclosure of the personal information we collect
- Request deletion of personal information (with exceptions)
- Request correction of inaccurate personal information
- Request disclosure of categories of data shared with third parties
- Opt out of sale or sharing of personal information (not applicable here)
- Limit the use of sensitive personal information
- Not be discriminated against for exercising your privacy rights
You may submit a request at any time.
4How to Submit a Privacy Request
California residents may exercise their rights by contacting us:
Requests must include:
- Your full name
- State of residence
- Contact information
- The specific request being made
We will verify your identity before fulfilling privacy requests.
5Sensitive Personal Information
- Identity verification
- Underwriting
- Payment processing
- Required legal disclosures
Sensitive data includes:
- Health information (for underwriting)
- Social Security Number (when required by carriers)
- Financial information
- Date of birth
- Government-issued identification
We do not use sensitive personal information for advertising, profiling, unrelated business purposes, or in ways prohibited by CPRA.
6Authorized Agent Requests
- Proof of authorization
- Verification of the consumer’s identity
- Confirmation of the request
7Applicability to Other States
Requests from non-California residents will be honored wherever reasonably required or appropriate.
8Limitations
- Meet regulatory requirements
- Prevent fraud
- Complete insurance transactions
- Maintain legal compliance
- Detect security incidents
- Retain required records
Insurance law often mandates data retention for 7 years or more.
9Contact Information
For questions or privacy-related concerns:
EternaTrust Insurance Group LLC
KNOW YOUR RIGHTS — CALIFORNIA CONSUMERS. You may also visit the official California Privacy Protection Agency (CPPA) website for broader information: https://cppa.ca.gov
TruStage™ Advantage Whole Life Insurance is issued by MEMBERS Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Product and features may vary and not be available in all states. Base Form Numbers: ICC20-WLMLIC & 2020-WLMLIC.
TruStage™ Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Product and features may vary and not be available in all states. Base Form Numbers for coverage under 100k: ICC16-A10a-039, A10a-039-2016 & over 100k ICC17-SIT-2, 2017-SIT-2.
TruStage™ Guaranteed Acceptance Whole Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Death benefit is limited the first 2 years of the policy and is limited to a return of 100% of premiums, plus 10%. Product and features may vary and not be available in all states. Base Form Numbers: ICC16-GAWL & 2016-GAWL.
TAWL2, GAWL, SIT1, SIT2-8658941.1-1225-0128