WEBSITE DISCLAIMER

1NO GUARANTEE OF COVERAGE

Nothing on this website constitutes:

• A guarantee of insurance coverage
• A guarantee of approval
• A guarantee of specific premium amounts
• A guarantee of underwriting classification

Final decisions regarding:

• Eligibility
• Rates
• Policy issuance
• Underwriting outcomes

are determined solely by the insurance carrier, primarily TruStage Insurance Company.

2INFORMATIONAL PURPOSES ONLY

Content on this website:

• Is not financial advice
• Is not legal advice
• Is not tax advice
• Is not a substitute for professional consultation

Insurance decisions should be made based on:

• Personal circumstances
• Financial needs
• Discussion with licensed professionals

3NO WARRANTIES

All content, tools, resources, calculators, guides, and information are provided:

“As is” and “as available.”

EternaTrust makes no warranties, express or implied, including:

• Accuracy
• Completeness
• Timeliness
• Reliability
• Suitability for any specific purpose

Information may change without notice due to:

• Carrier updates
• Product changes
• State regulatory updates
• System variations

4PRODUCT AVAILABILITY & STATE VARIATIONS

Insurance products may vary by:

• State
• Age
• Underwriting class
• Eligibility rules
• Product approval

Certain benefits, riders, or features may not be available in all states.

This website does not guarantee that any particular product is available in your state.

5RATES & QUOTES DISCLAIMER

Any rate shown or quote generated:

• Is not an offer of insurance
• Is not a contract
• Is subject to change without notice
• May differ from actual policy premium

Final pricing is determined only after:

• Complete application submission
• Underwriting review
• Third-party data checks
• Eligibility confirmation

6THIRD-PARTY LINKS DISCLAIMER

Our website may include links to:

• Other websites
• Third-party content
• Tools or calculators
• External resources

EternaTrust:

• Does not endorse these sites
• Is not responsible for their accuracy or content
• Is not liable for your use of third-party platforms

Use these sites at your own discretion.

7NO PROFESSIONAL RELATIONSHIP CREATED

Your use of this website or communication with our team does not:

• Create a contractual relationship
• Establish a fiduciary duty
• Create a financial advisory relationship
• Create a legal relationship outside this site’s intended purpose

You remain responsible for making informed decisions.

8ERRORS & OMISSIONS DISCLAIMER

Despite efforts to ensure accuracy, EternaTrust does not guarantee that:

• Content is error-free
• Applications function without interruption
• Technical issues will not occur
• All information is current
• No omissions exist

We reserve the right to correct errors at any time.

9AGENT AND DOWNLINE DISCLAIMER

Any statements made by agents, including licensed individuals affiliated with or contracted under EternaTrust, represent their understanding and training and are:

• Not binding upon the insurer
• Subject to carrier rules
• Subject to state regulations

Carrier-issued documents always supersede verbal or written representations by agents.

10TESTIMONIALS & CUSTOMER STORIES

Any:

• Testimonials
• Reviews
• Success stories
• Quotes
• Results

presented on the website are individual experiences and not guarantees of similar results.

11TECHNOLOGY & PLATFORM DISCLAIMER

EternaSync and website tools:

• May experience downtime
• May undergo maintenance
• Are not guaranteed to function without interruption
• May contain inaccuracies or lags in data

Use at your own discretion.

12LIMITATION OF LIABILITY

To the extent permitted by law, EternaTrust, ETI Services LLC, and EternaSure Insurance Services are not liable for:

• Damages from reliance on website content
• Technical errors or omissions
• Loss of data
• Interruption of service
• Application outcomes
• Underwriting decisions
• Delays in communication
• Errors caused by third-party integrations

Your use of this website constitutes acceptance of these limitations.

13RESERVATION OF RIGHTS

EternaTrust reserves the right to:

• Update content
• Modify website tools
• Change product descriptions
• Adjust availability
• Update this Disclaimer

at any time and without prior notice.

14CONTACT INFORMATION

For clarity or concerns regarding this Disclaimer:

EternaTrust Insurance Group LLC

Compliance Department: Click here